The Mortgage Industry is an industry where the more experienced pros have a higher success rate. It is the years of connections and the experience of having been through so many loan scenarios that separate the average Mortgage Broker from the consummate professional like Manny Kagan. This is a book that is not solely technical, but also has a touch of personality. Manny discusses his roots and how he didn’t start on top. He lays it all out in “Mortgage Solutions For Smart People” so that it is a science, with a methodology targeted at loan approval.